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As a loyal Motley Fool Canada member you're invited to the following opportunity...


Discover why Money 2.0 could be set to overtake an estimated US$45 trillion in revenue…

… and why we think we're blasting towards a “global tipping point” that could disrupt the old guard of Wall Street and Bay Street even sooner than anticipated!

Just please don't delay. Act now for today's heavily discounted members-only offer!

Recent events have sent a small group of previously sedate stocks skyrocketing… and, in the process, may have jump-started a digital gold rush that’s projected to disrupt US$45 TRILLION in revenue.

And experts believe this is just the beginning.

Barclay’s has declared a “global tipping point”…

McKinsey, an “accelerated digital shift”…

One of the world’s largest banks called it a “supercharged… digital adoption”…

And one CFO giddily announced an “inflection point” that had “accelerated [the pace] by several years in a single quarter.”

While another CEO predicted “the death of [this industry] in Latin America in 10 years.”

The experts have spoken, and they all seem to be saying the same thing.

To put it quite simply:

We are looking at a digital gold rush that could change the very foundations of the way we make, use, spend, and invest money.

And no, I’m not just talking about crypto – although I do believe this story will reveal why Bitcoin has been trading at all-time highs.

In fact, my research shows that we are on the brink of what has been called a “global tipping point” – one that could disrupt US$45 trillion in revenue and catapult us into a new territory: a trend our team here at The Motley Fool has dubbed Money 2.0.

And the reason I’m sharing this research with Motley Fool Canada members like you is because I believe investors who want in on those trillions need to start thinking about how to position themselves… before it’s too late.

Why I’m convinced Money 2.0 is on the cusp of becoming the single most-talked-about investing trend among growth-minded investors

My name is Rex Moore, senior technology reporter for The Motley Fool, and I’ve spent the past two decades covering the biggest tech trends for The Motley Fool. And while the events of 2020 certainly accelerated our predictions about the rise of Money 2.0…

… my research into this emerging trend actually started more than a year ago.

You see, back in 2019, I was lucky enough to go on the trip of a lifetime for my job, flying around the world to meet with cutting-edge technology companies and reporting back to Motley Fool members.

And almost everywhere I went, something happened that – quite frankly – shocked me.

Cash… was almost useless! People tapped their credit cards on payment terminals or scanned their phones or just pushed a button on an app to pay.

But cash? Barely to be found.

Of course, this set my investor brain churning. So when I got home, I started researching…

… and I became convinced I was looking at one of the most exciting investing opportunities I’ve seen in my two decades of reporting on financial news.

In just a minute, I’ll show you the facts and figures behind the US$45 trillion “global tipping point” that we believe is poised to transform the financial systems we use today – and how I think investors can position themselves for potential profits.

But first, I want you to ask yourself a question. It’s one that I think will make it clear just how wide-ranging the opportunity in front of us really is.

How many financial transactions have you done on your phone in the last year?

Have you deposited a check?

Ordered takeout on an app?

Maybe you’ve used an app or mobile browser for trading?

Scheduled a ride?

Checked an account balance?

Bought a mobile game or approved in-app purchases?

Bought something using ApplePay?

Or bought really… anything at all?

I’m confident that nearly everyone reading this said yes on that last one… because studies show that 90% of Americans made a mobile payment this year.

In fact, 80% of Americans said they would rather bank digitally than ever go to a brick and mortar location. The trend is spreading across the U.S. — and frankly, the entire world!

And in Canada, surveys conducted by the Canadian Bankers Association (CBA) show that more than 75% of Canadians “use digital technology to do their banking”… and that a whopping 91% of Canadians find online banking “more convenient.”

That’s now possible thanks to a disruptive young industry that goes hand in hand with what RBR Research estimates will be US$45 trillion in global card payment volume, potentially leading us to a long-anticipated cashless society… the merging of the technology world and the financial world, or as most investors have come to call it these days…


Now, some of you might be familiar with Fintech. It’s been around for a while, of course, steadily growing – but until recently, it accounted for a mere 1% of global financial services. Not exactly a megatrend!

But that all changed last year.

In July, PayPal CFO John Rainey said that the pace of e-commerce “has accelerated by several years in a single quarter.”

And the giant global bank Santander said that the pandemic “supercharged the speed of digital adoption” of Fintech services, while McKinsey & Co. stated that the coronavirus outbreak had accelerated the digital shift by two years.

Two years of progress… in mere months.

In fact, I believe future historians will pinpoint 2020 as the year that killed cash, shifted our society over to Money 2.0… and ignited a digital gold rush with projected effects reaching as much as US$45 trillion in the future.

Now, that may seem counterintuitive – because this past year certainly has not been easy. Record numbers of North Americans have filed for unemployment and, of course, the financial pullback has occurred internationally too. Real estate, industrials, financials, energy – all seeing deep declines.

Market Sectors in 2020

Chart refers to U.S. market.

But a specific set of stocks have not only weathered the challenges of 2020 and early 2021… they’ve THRIVED.

And I will say, on CNBC, they’re filling up dozens upon dozens of hours arguing about the market’s performance every week.

But I’m going to explain what I believe the one thing I think you need to know is about today’s market.

It explains why certain companies have outperformed by 100%, 200%... Even 500% in just months.

And it won’t take hours to explain – in fact, it’ll just take a couple of minutes.

Let me show you what I mean.

The Dutch payment platform Adyen saw record revenue in Q3 – up 25% year over year — and its share price is up over 191% since last March.


Chart refers to U.S. market.

MercadoLibre’s Fintech revenue increased an astonishing 85% year over year in Q3, and its share price is up over 93% since last March.


Chart refers to U.S. market.

And Square reported a 139% year-over-year revenue increase last quarter, which is just incredible. The company's stock has seen 92% returns since last March!


Chart refers to U.S. market.

And normally, spikes like those might be a cautionary sign for some. Are we looking at a bubble? Unsustainable growth destined to come crashing down?

Far from it. In fact, I believe what we’re seeing with these sudden gains isn’t just a one-off spike – instead, it’s the early warning signs of a massive “digital shift” – a small preview of what the future of finance is going to look like.

I’m confident this “digital shift” is the reason a small group of technology companies has seen massive gains in spite of poor economic indicators!

You see, no one could prepare for a global pandemic. But it has acted as an unofficial “stress test” for companies…

… and that means the companies that were ready for the coming “digital shift”… were also ready for a pandemic.

A textbook example of this is the U.S. real estate technology company Redfin.

This cutting-edge company had been disrupting the real estate industry for years, prompting questions about whether the company's 3D house tours were “game changer or gimmick” and declarations that its “effort to fundamentally disrupt the real estate industry hasn't come to fruition.”

But – despite the naysayers – Redfin was actually building the future of real estate.

Which means that in a future where people can’t do in-person tours… they don’t feel like showing up to an office to sign a bunch of paperwork…

… well, it’s Redfin that’s laughing all the way to the bank.

Because the company hasn’t had to do any scrambling to catch up with our “new normal” this year.

As CEO Glenn Kelman put it, “It has taken us more than a decade to build the technology… to let people tour almost any home for sale in almost any town in America, virtually or in person.”

Redfin’s decade of building a native-digital infrastructure for real estate didn’t just set the company up for a global pandemic – it set the business up to be the winner in real estate’s inevitable “digital shift.”

And it’s certainly paid off, with a 403% increase in revenue year over year in Q3… and I’ll just let the stock's returns do the talking:


Chart refers to U.S. market.

739% returns in less than a year! It sounds ridiculous…

… but that’s what can happen to companies leading the “digital shift” in their industries.

And I believe we’re about to see something similar – although potentially an order of magnitude larger – in Fintech.

Fintech has been quietly offering impressive returns to early investors for a while now.

As you can see on the chart below, the Global Fintech ETF has been crushing the S&P 500 and the S&P/TSX Composite Index…

And has actually outperformed the companies that we usually would consider the most successful on the U.S. market – the FAANG stocks.

I’ll say that one more time – Fintech is ALREADY outperforming the FAANG stocks.

Fintech vs FAANG

Chart refers to U.S. market.

I don’t know about you, but I certainly wouldn’t have guessed Fintech was outperforming the FAANG stocks just by looking at the financial media headlines!

But here’s where it gets interesting. Despite its admittedly impressive gains over the past few years… Fintech still only accounts for 1% of global financial transactions!

Just imagine buying Apple stock when it was just 1% of the smartphone market… or buying Amazon when it accounted for just 1% of e-commerce activity!

That’s the kind of wealth building that can change lives.

And until this year, that’s where Fintech was – 1% of the way into a digital shift that could have reverberations across our entire economy.

But take a look at what happened with that same Global Fintech Index chart after the pandemic hit the U.S. last March.

Fintech vs FAANG

Chart refers to U.S. market.

That’s just absolutely staggering!

And here’s the thing – that line you see that goes practically straight up and to the right? That’s no fluke.

Fintech’s astronomical gains this year were possible because it is the technology of the future… all this chart shows is the acceleration towards that future.

In fact, McKinsey has estimated the digital shift to Fintech accelerated by two years in 2020!

In short: Money 2.0 is here, and we think investors need to sit up and take notice.

I believe this is a megatrend that’s going to shape the way we all use money, play, shop, invest – everything.

And I believe investors who want to be investing for the future – not where things are now but where they’re headed – can’t afford to ignore the change that Fintech is bringing about.

And by the way, the U.S. government apparently agrees with me.

The U.S. federal government’s push towards Money 2.0

In April 2020, two U.S. Senators proposed the creation of a “digital dollar,” to go into effect no later than January 2021.

Then in November, a member of the U.S. Federal Reserve’s Open Market Committee declared,

“It is critical that the Fed focuses on developing a digital currency in the coming months and years.”

I don’t know about you, but I think any technology that has both private enterprise AND the United States government behind it is always going to be a worthwhile bet.

Now, I want to take a step back for a minute.

Because I think the obvious question when you hear things about a “global tipping point” like this one is – have I missed it?

If Fintech’s returns are already surpassing the FAANG stocks…

… and if it’s experienced 2 years of growth in just months…

… is it too late to get in?

Well, I won’t beat around the bush – I believe nothing could be further from the truth.

I think the question every investor should be asking themselves is…

How do I get MY CUT of this “digital shift” while it’s still the early innings?

And I believe I have a concrete answer to that vital question.

But first, to understand why Fintech could take its place alongside the most powerful “digital shifts” across time, let’s take just a brief look across history’s biggest technological tipping points.

Because as you’ll see, historically, investing at the beginning of these digital shifts was the key to capturing their most explosive profits in the subsequent “digital goldrush”!

Take mobile phones, for example…

The mobile phone market had been around for a while – IBM launched the first smartphone in 1992. And for years, the market steadily grew without a ton of progress. By 2006, there were US$5 billion worth of mobile phone sales.

Which is respectable but not exactly a world-changing trend!

So in the '90s, you could certainly be forgiven for thinking that landlines might just… always be around! And perhaps you would have looked around at the core of the telephone industry – WorldCom, AT&T, or Lucent – and thought about investing in those top dogs.


Chart refers to U.S. market.

But of course… those companies weren’t ready for the impending digital shift.

And when the telecommunications industry made the shift to digital, it turned out those “core” companies represented where the technology was at the time, NOT where it was heading.

Many of us will remember the US$2 trillion lost as the old guard of telecoms tried (and often failed) to keep up with the shift towards the Internet and mobile phones…

… and of course, the more than 140,000% gains as Apple led the “digital shift” to smartphone adoption!


Chart refers to U.S. market.

Talk about a “digital goldrush” for those who saw which way the wind was blowing!

But of course, that’s certainly not the only industry that has delivered life-changing wealth from a massive shift to digital.

I’m thinking of streaming, of course.

If you’d invested in the dominant entertainment companies back in the early 2000s, perhaps you would have considered AOL-Time Warner: The stock was rising after a splashy merger in 2001, and the largest media company probably seemed like a solid bet.

Time Warner

Chart refers to U.S. market.

But as we all know now, the “digital shift” was already in the works… and it was companies like Netflix that were prepared for that digital shift – not behemoths like AOL-Time Warner.

And of course, investors who invested in Netflix as the entertainment industry made the “digital shift” to streaming were rewarded with over 49,000% returns!


Chart refers to U.S. market.

I really can’t overemphasize what a potential goldmine the “digital shift” can be for investors who get in early.

In fact, the World Economic Forum estimates that the “digital shift” of industries will be worth “upwards of US$100 trillion over the next decade.”

Companies like Amazon, Apple, Netflix, and Tesla… each and every one of them represents the leader of a “digital shift” in an industry.

And the leader of the Fintech “digital shift” is almost certainly right under our noses, waiting to be discovered.

The former CEO of GE Digital said it best – and I think every investor should keep this quote in mind as we approach this “digital shift” to Money 2.0:

“By the time it’s obvious, it’s too late… now is the time to act… you’ve got to realize we’re in the first two minutes of a soccer match; by halftime it’s too late.”

The events of the past 12 months have given us a small preview into the gains that could be awaiting early Fintech investors… and I believe now is the time to make sure you’re on the Fintech train…

… BEFORE the full shift to Money 2.0 is complete and the dust has settled on a cashless society.

Now, as I said earlier…

The real question that should be on every investor’s mind should be, “How do I invest in this?”

Because I’ll be honest with you – most of the Fintech guidance out there seems to be the same old recycled talking points.

Look up “best Fintech companies” and I bet you’ll find 8 articles with the same 4 U.S. companies.

And look… a lot of them are great companies!

But I think the key to life-changing returns isn’t found in betting on the higher-valuation, lower-upside incumbents.

No, I believe the real wealth is going to be found looking for smaller digital natives – the companies that are riding the same Money 2.0 tailwinds but growing at faster rates with longer runways.

In fact, this very investing strategy is what allowed us to recommend Netflix and Amazon when they were still just small digital natives…

… and has allowed members like you to turn $5,000 in each recommendation into a total of $2,346,927 today!

And I’m convinced that any Fintech game plan needs to capture the FULL benefits of this “digital shift” – which means looking beyond JP Morgan Chase and Royal Bank of Canada...

So, I'm pleased to announce that for just the second time ever, we're opening a portfolio that's been built from the ground up for investors who are looking for our top guidance at this pivotal moment!

Introducing Extreme Opportunities: Fintech Fortunes! Our top stocks for the Fintech revolution, all in one place!

The solution is named Extreme Opportunities: Fintech Fortunes, and it’s the first-ever Motley Fool Canada portfolio for serious growth investors who want to receive our top Fintech recommendations across all our newsletter services and research... in one central solution.

Our analysts combed the market and narrowed it down to a list of our top 19 U.S. stock ideas that could see significant potential upside during the Fintech “digital shift”!

And of course, Fintech Fortunes comes with full reports on each company's opportunity in this fast-growing industry!

The moment you accept this invitation to join Fintech Fortunes, you’ll have access to our “core” set of Fintech pure plays. These U.S. stocks include…

A non traditional banking service getting ready to branch out: This promising mid-cap company is getting into a new arena in Fintech… and it’s ALREADY scooping up massive clients like Apple, Walmart, Uber, and Google!

A small-cap IT stock whose name you’ve probably never heard of: But you’ve almost certainly used this company’s services! In fact, this small company is nearly universally used by major banks in the U.S… and it's ready to start dominating other industries, with promising growth ahead for early investors!

And I should note, you will also find recommendations that are currently exclusive to Fintech Fortunes …

In addition to the stocks above, Fintech Fortunes contains our number-one play for a US$62 billion corner of the insurance market that’s historically been overlooked, worth an estimated US$62 billion…

And some of our highest-conviction Fintech “arms dealers” – or stocks we believe benefit from the growth of Money 2.0 no matter what company ultimately comes out on top!

And Extreme Opportunities: Fintech Fortunes is built to be your one-stop resource for this pivotal time!

The team inside Fintech Fortunes is simply laser focused on all the potential impacts of Money 2.0’s growth and is aiming to build a “one-stop shop” for this important mega trend.

As I showed earlier, its projected US$45 trillion in potential revenue takeover could potentially re-shape the entire financial system around the world!

With the Motley Fool’s long track record of building wealth across the entirety of transformative “digital shifts” like this one, we’ve designed Fintech Fortunes to capture what we’ve pinpointed as the full spectrum of opportunities in Fintech’s economy-wide “digital shift.”

So as part of our complete game plan inside Extreme Opportunities: Fintech Fortunes, you’ll also receive recommendations of stocks our team believes are leaders in markets that Money 2.0 could transform!

From healthcare to an explosion of digital payments to cybersecurity to data management…

You’ll have access to a portfolio that aims to provide targeted exposure to the economy wide impacts of this mega trend!

And the moment you accept today's Member Invitation, you’ll discover allocation guidance, portfolio rankings, research reports, and digital content that are exclusive to Fintech Fortunes!

Inside Extreme Opportunities: Fintech Fortunes, you'll receive not only the names and ticker symbols of each one of our highest-conviction stocks...

Butyou will also receive immediate access to proprietary research reports that are available ONLY in Fintech Fortunes.

And while all members of Fintech Fortunes will be greeted with a portfolio of 19 U.S. stocks, the service is built with the goal of growing with new recommendations as the impacts of Money 2.0 across the economy grow!

In the coming months and years, we plan to continue adding new recommendations and building out a carefully designed portfolio of top plays in this space!

You’ll receive actionable alerts on industry news and new recommendations when our team discovers stocks that meet our stringent standards.

In addition, we realize that a collection of great stock picks doesn't always lead to a great wealth-building portfolio.

So Extreme Opportunities: Fintech Fortunes comes with an incredible extra that could prove essential to building a portfolio that's super charged with our top recommendations at any given moment.

We know that building a complete portfolio can be difficult… you likely don't have all your money just sitting around in cash!

Instead, portfolios are built over time across events in which where you sell existing shares or receive new income.

So Extreme Opportunities: Fintech Fortunes conducts a FULL portfolio rating on a quarterly basis – ranking each stock in our portfolio from top to bottom according to what we see as the up-to-the-minute investment potential – so you can continually receive our most up-to-date guidance whenever you're ready to purchase new stocks and increase your portfolio's exposure to our top Fintech plays!

Finally, in addition to our collection of 19 U.S. stocks, continuing recommendations, allocation guidance, and portfolio ranking reports – we're also pleased to announce a resource that ensures you're ahead of all major Money 2.0 developments.

That is, Extreme Opportunities: Fintech Fortunes comes with continuing commentary and dispatches from our team.

So whenever the most important news is happening in this fast-moving industry, you can have the peace of mind to know you're seeing only the best intel from our expert team!

Now, you may be wondering...

Accepting today’s Extreme Opportunities: Fintech Fortunes invitation gives you FULL access to Member-only pricing and perks!

Now, as you might expect, access to Extreme Opportunities: Fintech Fortunes isn’t free. But it’s a whole lot less than you might think…

Consider the extensive research you’ve just witnessed on recent market events and historical “digital shifts”…

And then consider the costs associated with paying our global research team to research hundreds of stocks – from which they’ve selected only 19 that meet our stringent criteria inside Extreme Opportunities: Fintech Fortunes.

Simply put, you’ve seen the data behind why Fintech is poised to be the NEXT explosive technology that follows in the footsteps of past “digital shifts” like smartphones and streaming…

And our goal is simply nothing less than giving investors committed to investing in this powerful trend what we think is the best solution possible.

With complete quarterly portfolio re-rankings and reviews, exclusive reports, new stock recommendations, and market updates and commentary ALL focused on this single, powerful, opportunity.

We’re offering one year of access to Extreme Opportunities: Fintech Fortunes for $1,999.

That price grants you access to our FULL research on what our team believes to be the biggest opportunities in Money 2.0 and the coming wave of “digital shift” at what we believe is its earliest stages…

I must also note that because so much of the value of Fintech Fortunes is being delivered directly upfront, we also cannot offer cash refunds on this service.

You see, we built Extreme Opportunities: Fintech Fortunes for investors who are committed to building forward-looking portfolios with the right strategy.

So, if a group of short-term traders was able to gain access to Extreme Opportunities: Fintech Fortunes – they could quickly trade on its recommendations (such as the small-cap Fintech company that’s about 1% the size of Google) and then cancel without paying their fair share.

They could push up prices of the stocks and do a huge disservice to investors who are committed to this strategy for the long run.


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– Ironclad 30-Day Satisfaction Guarantee –

All members joining through this Invitation are also covered by The Motley Fool’s exclusive satisfaction guarantee!

If for any reason you’re not completely satisfied with our Fintech Fortunes portfolio, asset allocation guidance, continuing recommendations, and market updates in the next 30 days…

Then simply contact our helpful customer service team and they’ll happily work with you to provide a credit to one of our other portfolio services.

Now, I must note that this special membership offer might not be around for much longer.

And remember, with your 12-month Fintech Fortunes membership, you’ll gain access to all of the following:

Instant access to all 19 recommendations in Fintech Fortunes, all of which are already waiting for you on our private, members-only website as we speak – accompanied by in-depth research write-ups on why our analysts believe they’ll benefit from the “digital shift” to Fintech. Plus, you’ll have a front-row seat for future recommendations and allocation announcements as long as you’re a member!

Ongoing Recommendations & Coverage: Because our team knows how rapidly the Fintech market is developing, they’ll be with you every step of the way once you join. From updates on some of the hottest private companies yet to IPO to real-time recommendations of companies leading US$45 trillion “digital shift”, you’ll never feel out of the Fintech loop again as long as you’re a member.

A FULL portfolio re-ranking every quarter: Fintech Fortunes members will continually receive our most up-to-date guidance—so you can be sure you’re making the right moves whenever you’re ready to increase your exposure!

When you add it all up, it really is incredible how much you’re getting when you take advantage of this offer.

But in good faith, I must issue one final warning…

This incredibly generous – and frankly, loaded – offer will not be around for very long.

If you’ve ever looked back at recent years and wished you’d invested earlier in “digital shifts” like the one to smartphones… streaming… or e-commerce...

And wished there was an easier way to position your portfolio ahead of potentially world-changing events…

We built this opportunity for investors like you!

We’ve offered such uncommonly generous membership terms today because we’re so confident in the game-changing potential of Fintech AND because we’re so confident in The Motley Fool’s ability to discover game-changing technologies ahead of widespread adoption.

Today’s invitation is built to help you take advantage of this potentially historic buying opportunity BEFORE Fintech’s growth explodes, and the ground floor is long gone…

Because I do believe that the next time I reach out to you with Money 2.0 news… Fintech will already be well into its growth runway. And it may be too late to become one of the first to arrive at this digital gold rush.

So if you want to join our complete investing game plan BEFORE this “digital gold rush” passes…

… and BEFORE the projected US$310 billion in value this market could experience in just 24 months…

… and most importantly, BEFORE Fintech reaches a FRACTION its projected US$45 trillion market shift impacts…

Then I hope you'll join this incredible community we've created.

But let me remind you: this offer is available for a limited time only! So please, don’t delay.

To your wealth (digital and otherwise),

Rex Moore signature

Rex Moore
Senior Technology Analyst
Motley Fool Canada


Returns as of 1/4/22 unless otherwise noted. JJohn Mackey, CEO of Whole Foods Market, an Amazon subsidiary, is a member of The Motley Fool’s board of directors. Randi Zuckerberg, a former director of market development and spokeswoman for Facebook and sister to its CEO, Mark Zuckerberg, is a member of The Motley Fool's board of directors. Suzanne Frey, an executive at Alphabet, is a member of The Motley Fool’s board of directors. JPMorgan Chase is an advertising partner of The Ascent, a Motley Fool company. Auri Hughes owns shares of Facebook and MercadoLibre. Buck Hartzell owns shares of Apple, Bitcoin, Facebook, MercadoLibre, PayPal Holdings, and Redfin. David Gardner owns shares of Alphabet (A shares), Alphabet (C shares), Amazon, Apple, Facebook, MercadoLibre, Netflix, and Tesla. Nate Parmelee owns shares of PayPal Holdings. Rex Moore owns shares of Alphabet (A shares), Alphabet (C shares), Bitcoin, Facebook, MercadoLibre, PayPal Holdings, Redfin, and Square. Tom Gardner owns shares of Alphabet (A shares), Alphabet (C shares), Facebook, Netflix, Square, and Tesla. The Motley Fool owns shares of Adyen N.V., Alphabet (A shares), Alphabet (C shares), Amazon, Apple, Bitcoin, Facebook, MercadoLibre, Netflix, PayPal Holdings, Redfin, Square, and Tesla. The Motley Fool has a disclosure policy. Motley Fool Canada owns shares of Square.

Extreme Opportunities: Fintech Fortunes includes U.S. stocks. All billing is in CAD. You will be billed according to your choice below and then $1999 for each year thereafter.

This product is non-refundable.

Having trouble ordering or have any questions for us? Just send them to, and we’ll get back to you ASAP!

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