Recent Personal Finance News

Retirement plan
Personal Finance

3 Tips to Plan Your Unique Retirement Lifestyle

The sooner you start your retirement planning, the better. Here are three tips to get you started!

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Personal Finance

Bank of Canada Could Hike Mortgage Rates as Soon as This Week: Here’s How Homebuyers Can Prepare

The era of historically low interest rates could be coming to a quick end.

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Personal Finance

Should You Invest Your Down Payment in Stocks if You Can’t Find a Home in 2022?

Let's examine when you should (and shouldn't) invest your down payment in risky investments.

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Personal Finance

When Does it Make Sense to Take Out an RRSP Loan?

Should you go into debt this RRSP season to fill your unused contribution space?

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STACKED COINS DEPICTING MONEY GROWTH
Personal Finance

2022 Is The Worst Time To Be a Saver. Here’s What To Do With Your Money Instead

If you're looking to grow your savings, here are four places you can put your money in 2022.

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online shopping
Personal Finance

CIBC Costco Mastercard: Canada’s Finest, or a Complete Disappointment?

Can the CIBC Costco Mastercard compete with other rewards cards or will it be a total flop?

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Path to retirement
Personal Finance

Traditional Retirement Is Overrated: Here’s What You Should Do Instead

If retirement isn't for you, here are four alternatives that might be a better fit.

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Personal Finance

Everything Comes With a Cost: The Hidden Dangers of Earning Credit Card Points

The rewards on your credit card mean nothing if you make one of these mistakes.

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Personal Finance

Credit Card Rewards May Be Unfair. Here’s How You Can Change the System For The Better

Where do credit card rewards come from? The truth might surprise you.

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consider the options
Investing

Elon Musk: Here Are 50 Ways to Be Smarter and Catch Biased Thinking

Now is your chance to improve your thinking.

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Credit card, online shopping, retail
Personal Finance

Does The Colour of Your Credit Card Make You Spend More Money?

That red credit card might be making you spend more money.

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Technology
Personal Finance

New to Investing? Here’s How to Choose Your First Market-Beating Stocks

Here are some steps you can take to pick your first market-beating stocks.

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Personal Finance

Aeroplan vs. Omicron: Here Are the Aeroplan Program Changes Members Can Expect in 2022

Here are just five adjustments Aeroplan members should be aware of.

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Personal Finance

Nearing Retirement in 2022? Here’s How to Protect Your Investments from the Next Market Correction

If you're nervous about a market correction affecting your retirement savings, here some steps you can take to protect your…

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stock analysis
Personal Finance

The Top 3 Canadian Stocks on Wealthsimple Trade This Week

Here’s what Canadian investors are trading the most this week on Wealthsimple.

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Retirement
Personal Finance

Make 2022 the Year You Retire With These Tips

Retirement is the ultimate goal for many, and this could be the year you do it, no matter what age…

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Personal Finance

These 5 Popular Side Gigs Promise Big Money but Too Often Leave Us Burned Out and Angry

These five side hustles might not be worth your time (or energy).

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Personal Finance

Mark Your Calendars: You Can Earn 30X on Canadian Tire Purchases on These 2 Bonus Days

Get ready for more bonus days under the Canadian Tire Mastercard program

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money cash dividends
Personal Finance

Here’s Why You Should Never Hoard Your Canadian Tire Money

Let's take a look at three reasons why you should spend your CT money rather than save it.

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Caution, careful
Personal Finance

3 Popular Rewards Card “Hacks” That Don’t Actually Work in Practice

Here are three credit card "hacks" that won't earn you rewards.

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Personal Finance

How to Get a Lower Mortgage Rate Without Breaking Up With Your Lender

Want to lock in a historically low mortgage rate before the Bank of Canada hikes them up? Here's how.

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Caution, careful
Personal Finance

Bank of Canada’s Warning to Potential Homebuyers: You’re About to Go Into a Tonne of Debt

Let’s take a look at one of the primary reasons the Bank of Canada is suggesting now is not the…

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Human Hand Placing A Coin On Increasing Coin Stacks In Front Of House
Personal Finance

Millennials: How to Make 2022 the Year You Buy a House

With a few tricks, you can afford a home in 2022 by the summer!

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Silhouette of businessman sit on chair and hold a cigar and looking at the city in night.
Personal Finance

4 Million-Dollar Habits of the Super Rich That Every Canadian Should Learn

How do the super-rich find success and insight? Easy. They develop these four million-dollar habits.

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money cash dividends
Personal Finance

Want to Save $1,000 in 2022? 5 Easy Ways To Do It Before the End of January

Here are five ways to end January with a $1,000 in your savings account.

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Personal Finance

What’s it Like to Spend Elon Musk’s Money? This Online Game Lets You Spend $217 Billion

If you had US$217 billion, how would you spend it? This fun website helps you decide.

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Man with no money. Businessman holding empty wallet
Personal Finance

Inflation Will Make These Expenses More Costly in 2022: Here’s What You Can Do About it

What will require more space in your 2022 budget? Let's take a look at four key expenses.

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Credit card, online shopping, retail
Personal Finance

Is it Possible to Keep Credit Card Rewards When You Return a Purchase? Yes, But Only Like This

In this one case, you can keep credit card rewards after you make a return.

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Personal Finance

Everyone Says You Need a Budget. But Do You? Here’s Why it Might Not Work for You

The 50/30/20 budget ... the zero-based budget ... the envelope budget: do you really any of these? Here's why some…

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close-up photo of investor Warren Buffett
Personal Finance

Warren Buffett to Young Investors: If You Want to Retire Wealthy, Build a “Very Long Hill”

If you want to retire wealthy, then "put a small snowball at the top of a long hill."

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Senior couple at the lake having a picnic
Personal Finance

Is Retirement Even Worth It? If You’re One of These Types of Person, Then No.

If you're one of these types of people, you might find more fulfillment and value in your work than in…

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money cash dividends
Personal Finance

Are Aeroplan Credit Cards with Annual Fees a Waste of Money?

It may seem counterintuitive, but an Aeroplan credit card with an annual fee will pay off in this scenario.

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Airport and plane
Personal Finance

What Should You Do With Your Aeroplan Points if You Can’t Travel in 2022?

With COVID-19 and its variants still disrupting world affairs, you might not want to travel this year. If that's the…

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consider the options
Personal Finance

What’s the Maximum You Can Earn Using the CIBC Costco Mastercard?

The CIBC Costco Mastercard has lucrative earn potential. But there are some annual caps you should be aware of.

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Young woman sat at laptop by a window
Personal Finance

The Top 4 Reasons Not to Work a Side Hustle — No Matter How Much You Could Make

Side gigs might be a lucrative way to bring in extra cash. But they're not for everyone. Here are four…

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Personal Finance

3 Things You Should Do in 2022 to Save on Next Year’s Taxes

2022 may have just begun, but it's never too early to start cutting next year's taxes.

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Personal Finance

Is the New CIBC Costco Mastercard Worth Your Time?

For a card that lacks an annual fee, the CIBC Costco Mastercard looks good. But is it right for you?

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Personal Finance

Buying a House in 2022? Here Are 3 Challenges You Can Expect in the New Year

Should you buy a home in 2022? If you can overcome these three challenges, perhaps so.

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Personal Finance

Credit vs. Debit: Which Card Will Earn You More Cash Back?

It's a debate that's as old as the hills: which is better, credit cards or debits cards?

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retirees and finances
Personal Finance

High Inflation Has Officially Arrived: Here Are 4 Ways to Overcome it

Inflation might be scary, but it doesn't have to mean the worst for your finances.

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